Advertising Disclosure

PayDownWay is a free, advertising-supported marketing and educational matching service operated by Growefy Media OÜ.

Growefy Media OÜ is not a lender, credit broker, debt-settlement company, debt-management plan provider, credit-counseling agency, law firm, financial advisor, tax advisor, or insurer. We do not make loans, broker loans, collect debts, make cash advances, make credit decisions, or provide legal, tax, financial, credit, settlement, or insurance advice.

1. How PayDownWay Is Funded

PayDownWay is free for consumers to use.

Growefy Media OÜ may receive compensation from AmOne / QuinStreet, Inc. when information submitted through the Site is accepted, matched, transferred, clicked, converted, or otherwise qualifies under our commercial arrangement.

This compensation helps support the operation of the Site and may influence how the Site is operated, including the forms, pages, questions, disclosures, tracking, partner handoffs, and user experience shown to consumers.

2. How Information May Be Shared

When you submit information through PayDownWay, Growefy Media OÜ may share the information you provide with AmOne / QuinStreet, Inc. and approved service providers for matching, eligibility, offer-display, contact, analytics, fraud prevention, compliance, and related business purposes.

Once information is shared with AmOne / QuinStreet, Inc., it may also be governed by their own terms, privacy practices, and applicable legal obligations.

For more information about how we collect, use, and share information, please review our Privacy Policy.

3. We Do Not Represent Every Provider or Option

PayDownWay does not display, compare, or offer every debt-relief company, lender, credit counselor, financial-services provider, product, program, or option available in the market.

The Site is operated as a marketing service for our current marketing partner and may not show or match you with other providers or all available alternatives.

Any option presented to you may not be the best option, lowest-cost option, lowest-rate option, or most favorable option for your situation.

You are encouraged to research and compare all available debt-relief, credit-counseling, loan, consolidation, and financial options before making a decision.

4. No Offer, Approval, or Guarantee

PayDownWay does not make offers, approvals, pre-approvals, credit decisions, underwriting decisions, or program-enrollment decisions.

Submitting information through the Site does not guarantee that you will be approved, matched, contacted, offered any product or program, qualify for a loan, receive savings, reduce debt, lower payments, enroll in a program, or achieve any specific result.

Not all consumers qualify. Availability varies by state, provider, program, offer, and individual circumstances.

5. No Endorsement or Recommendation

PayDownWay does not endorse, recommend, or guarantee any lender, credit partner, debt-relief provider, credit counselor, financial-services provider, product, service, offer, program, rate, fee, approval, savings, or result.

References to third-party names, products, services, or websites, if any, are for identification or informational purposes only and do not imply endorsement, sponsorship, approval, partnership, or recommendation unless expressly stated and approved.

No lender, provider, partner, media outlet, review platform, or financial-services company endorsement is implied by this Site.

6. Independent Third Parties

AmOne / QuinStreet, Inc. and any provider, lender, credit partner, debt-relief company, credit counselor, or other third party you may interact with are independent businesses.

Growefy Media OÜ does not control third-party terms, fees, rates, approvals, eligibility standards, privacy practices, communications, services, or outcomes.

Your interactions with any third party are solely between you and that third party.

7. Debt-Relief and Financial Program Risks

Debt-relief, settlement, consolidation, credit-counseling, loan, or similar financial options may not be right for everyone.

Depending on the option or program, possible risks may include fees, negative credit impact, collection activity, lawsuits from creditors or collectors, increased balances from interest or penalties, tax consequences from forgiven debt, and no guarantee that creditors will participate or agree to any settlement.

You should review all terms carefully and consider speaking with a qualified legal, tax, financial, or credit advisor before accepting any offer or enrolling in any program.

8. No Obligation

You are not required to use PayDownWay, submit information, accept any offer, enroll in any program, purchase any product, or use any third-party service.

You may choose to stop using the Site at any time.

9. Contact Us

For questions about this Advertising Disclosure, contact:

Growefy Media OÜ
Registry code: 17059227
Männikäbi Tee 2, Viimsi Vald, Harjumaa, 74017, Estonia

Email:
support@paydownway.com

Phone:
(646) 391-9581